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I really find it weird the first time I’ve heard about this “hardship letter“. I thought it was just a joke or something but after I read articles about it, it really make sense and it can even save ones home from foreclosure — stuffs like that. Ok, here are some details about this hardship letter. Writing a hardship letter to your mortgage lender may be the only chance you have to save your home from foreclosure. You must have a valid hardship to qualify for any type of loss mitigation. A hardship letter is a detailed explanation of a hardship in your life that has caused you to fall behind in your financial obligation to your mortgage lender. In your letter, outline the specific details of your reason for default along with supporting documentation. Your hardship must be temporary and you must now be in a position to begin making payments on your mortgage. There are important information you need to know in making hardship letter — the date, loan number, reason for default (hardship), supportive docu, detailed events, and many more. For more information on this “hardship letter”, you may visit www.letterofhardship.com.
